Project 50+ years of income, expenses, and investment growth across multiple scenarios. Compare retirement timelines, stress-test assumptions, and plan with confidence.
Three layers of configuration give you complete control over your projections.
Set salary, taxes, 401k contributions, and Social Security once. Changes propagate to every scenario automatically.
Compare retirement timelines side-by-side. See how different CAGR, expense growth, and retirement ages change your trajectory.
Model one-off expenses like college tuition or home purchases without permanently inflating your expense trajectory.
Five interactive charts give you a complete picture of your financial future.
Each scenario uses its own CAGR, expense growth, and retirement year while sharing a common configuration baseline. Global events like tuition or major purchases apply across all scenarios, while scenario-specific overrides capture unique narratives.
Overrides are non-compounding — a one-off expense spike won't permanently inflate your trajectory.
| Parameter | Baseline | Retire@54 | Sell Co @45 |
|---|---|---|---|
| Pre-Ret CAGR | 10% | 11% | 11% |
| Ret CAGR | 9.5% | 9.5% | 9.5% |
| Inflation | 2.5% | 2.5% | 3.0% |
| Expense Growth (Pre) | 0.5% | 0.5% | 0.5% |
| Expense Growth (Post) | 2.0% | 2.0% | 0.5% |
| Retirement Year | 2044 | 2039 | 2039 |
| Base Expenses | $200K | $200K | $200K |
Set up your configuration, define your scenarios, and see your projected path to FI in minutes.
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